What Should You Consider When Choosing Travel Insurance for Europe?
When planning a trip to Europe, especially to the Schengen Area, selecting the appropriate travel insurance is crucial. Here is what you should consider: Minimum Coverage Requirements Schengen visa rules require travel insurance with at least €30,000 (about ₹30–35 lakh) in medical coverage for emergencies, evacuation, and repatriation. Make sure your policy meets this requirement. Medical and Emergency Coverage Look for coverage of hospitalisation, doctor visits, emergency medical evacuation, and repatriation of remains. Medical care in Europe can be expensive; strong coverage protects you financially. Trip Cancellation and Interruption Choose a plan that reimburses you if you must cancel or shorten your trip due to illness or injury, family emergencies, or unexpected travel restrictions. Baggage and Personal Belongings Protection Ensure coverage for lost or stolen luggage, delayed baggage (compensation for essential items), an...